ROI Major

Liberal Arts and Sciences, General Studies and Humanities at Northland Community and Technical College

MN · Associate's Degree · CIP 24.01

Apply Now Data: 2026 release

Executive Summary

Graduates with a Liberal Arts and Sciences, General Studies and Humanities degree from Northland Community and Technical College earn a median salary of $49,416 within five years of graduation. Adjusted for the cost of living in MN, this represents a national purchasing power equivalent of $52,514. The degree typically pays for itself in 12 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where graduates from this school usually land.

Salary Ranges

Starting Range

$36,598

Typical Career

$49,416

Top Performers

$65,915

Estimated break-even: 12 years.

Debt-to-Income Check

$329

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $4,118. Most students can comfortably afford about a $329 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.3x more than the average US high school graduate and 0.6x more than the average college graduate.

Purchasing Power Context

A dollar in Minnesota buys what costs $0.94 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Wholesale Trade, Retail Trade.

Where Associate's Graduates from This School Work

Health Care & Social Assistance 57.8%
Wholesale Trade 7.2%
Retail Trade 6.3%

Institution-wide industry mix for graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$52,514

Nominal: $49,416 in Minnesota (COL 94.1% of national avg) · 6.3% higher purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

12 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $24,270 $35,015 $50,153
5 Years After Graduation $36,598 $49,416 $65,915
10 Years After Graduation $45,110 $62,127 $83,105

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $49,416 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in MN, which has a cost-of-living index of 94.1% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $49,416 × (1.0 ÷ 0.9410) = $52,514 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates of the Liberal Arts and Sciences, General Studies and Humanities program at Northland Community and Technical College can expect a positive earnings trajectory. Median earnings one year after graduation stand at $35,015, increasing to $49,416 after five years and reaching $62,127 by the ten-year mark. When adjusted for purchasing power, the five-year salary equivalent nationally is approximately $52,514.35, indicating that graduates may experience a favorable financial outlook relative to the cost of living in Minnesota.

The program's graduates predominantly enter the Health Care & Social Assistance sector, with 57.8% of them finding employment in this field. The high concentration of graduates in this industry suggests strong demand for skills acquired during their studies. With an estimated break-even point of around 12 years compared to a high-school-only path, the return on investment for pursuing this degree appears reasonable, particularly given the potential for growth in earnings over time.

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Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.