ROI Major

Human Development, Family Studies, and Related Services at Northern Oklahoma College

OK · Associate's Degree · CIP 19.07

Apply Now Data: 2026 release

Executive Summary

Graduates with a Human Development, Family Studies, and Related Services degree from Northern Oklahoma College earn a median salary of $33,772 within five years of graduation. Adjusted for the cost of living in OK, this represents a national purchasing power equivalent of $39,179. The degree typically pays for itself in over 10 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where graduates from this school usually land.

Salary Ranges

Starting Range

$25,937

Typical Career

$33,772

Top Performers

$41,695

Break-even is not clear from the available earnings data.

Debt-to-Income Check

$225

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $2,814. Most students can comfortably afford about a $225 monthly loan payment with this degree.

Comparison Bench

This degree earns 0.9x more than the average US high school graduate and 0.4x more than the average college graduate.

Purchasing Power Context

A dollar in Oklahoma buys what costs $0.86 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Educational Services, Retail Trade.

Where Associate's Graduates from This School Work

Health Care & Social Assistance 30.9%
Educational Services 11.7%
Retail Trade 7.8%

Institution-wide industry mix for graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$39,179

Nominal: $33,772 in Oklahoma (COL 86.2% of national avg) · 16% higher purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

>10 years (extrapolated) to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $20,944 $27,181 $33,147
5 Years After Graduation $25,937 $33,772 $41,695
10 Years After Graduation

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $33,772 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in OK, which has a cost-of-living index of 86.2% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $33,772 × (1.0 ÷ 0.8620) = $39,179 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Compare with Another School

See how the Human Development, Family Studies, and Related Services degree at Northern Oklahoma College stacks up against another institution side-by-side.

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Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.