ROI Major

Fine and Studio Arts at Northern Arizona University

AZ · Bachelor's Degree · CIP 50.07

Data: 2026 release

Executive Summary

Graduates with a Fine and Studio Arts degree from Northern Arizona University earn a median salary of $38,573 within five years of graduation. Adjusted for the cost of living in AZ, this represents a national purchasing power equivalent of $36,219. The degree typically pays for itself in 20.9 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$26,179

Typical Career

$38,573

Top Performers

$51,346

Estimated break-even: 20.9 years.

Debt-to-Income Check

$257

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $3,214. Most students can comfortably afford about a $257 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.0x more than the average US high school graduate and 0.5x more than the average college graduate.

Purchasing Power Context

A dollar in Arizona buys what costs $1.07 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Educational Services, Health Care & Social Assistance, Public Administration.

Where Bachelor's Graduates from This School Work

Educational Services 22.5%
Health Care & Social Assistance 19.8%
Public Administration 8.5%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$36,219

Nominal: $38,573 in Arizona (COL 106.5% of national avg) · 6.1% lower purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

20.9 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $19,660 $26,173 $34,366
5 Years After Graduation $26,179 $38,573 $51,346
10 Years After Graduation $34,727 $52,322 $67,327

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $38,573 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in AZ, which has a cost-of-living index of 106.5% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $38,573 × (1.0 ÷ 1.0650) = $36,219 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates of the Fine and Studio Arts program at Northern Arizona University experience a gradual increase in earnings over time. One year after graduation, median earnings stand at $26,173, which rises to $38,573 after five years and reaches $52,322 after ten years. When adjusted for purchasing power, the median five-year salary is approximately $36,218.78, reflecting the cost of living in Arizona, which has a COL index of 1.065 compared to the national average of 1.0. This indicates that while initial earnings may be modest, there is potential for significant growth in income over the long term.

The top industries for graduates include Educational Services (22.5%), Health Care & Social Assistance (19.8%), and Public Administration (8.5%), suggesting diverse career opportunities. However, the estimated break-even point compared to a high-school-only path is approximately 20.9 years, indicating a lengthy return on investment for those pursuing this degree. While the potential for creative fulfillment exists, students should weigh the financial implications and consider their long-term career goals in relation to the earnings trajectory and industry opportunities available.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Fine and Studio Arts degree at Northern Arizona University stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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