ROI Major

Finance and Financial Management Services at Northern Arizona University

AZ · Bachelor's Degree · CIP 52.08

Data: 2026 release

Executive Summary

Graduates with a Finance and Financial Management Services degree from Northern Arizona University earn a median salary of $75,348 within five years of graduation. Adjusted for the cost of living in AZ, this represents a national purchasing power equivalent of $70,749. The degree typically pays for itself in 5.7 years.

Quick Insights

Solid Investment

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$56,997

Typical Career

$75,348

Top Performers

$97,438

Estimated break-even: 5.7 years.

Debt-to-Income Check

$502

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $6,279. Most students can comfortably afford about a $502 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.9x more than the average US high school graduate and 1.0x more than the average college graduate.

Purchasing Power Context

A dollar in Arizona buys what costs $1.07 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Educational Services, Health Care & Social Assistance, Public Administration.

Where Bachelor's Graduates from This School Work

Educational Services 22.5%
Health Care & Social Assistance 19.8%
Public Administration 8.5%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$70,749

Nominal: $75,348 in Arizona (COL 106.5% of national avg) · 6.1% lower purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

5.7 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $39,375 $52,974 $65,593
5 Years After Graduation $56,997 $75,348 $97,438
10 Years After Graduation $72,819 $106,266 $141,020

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $75,348 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in AZ, which has a cost-of-living index of 106.5% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $75,348 × (1.0 ÷ 1.0650) = $70,749 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates in Finance and Financial Management Services from Northern Arizona University can expect a solid earnings trajectory. The median earnings one year after graduation stand at $52,974, which increases to $75,348 five years post-graduation, and reaches $106,266 after ten years. When adjusted for purchasing power, the five-year salary aligns with a national equivalent of $70,749.3, indicating that while the cost of living in Arizona is slightly higher (COL index of 1.065), the financial returns remain competitive on a national scale.

The top industries for graduates include Educational Services (22.5%), Health Care & Social Assistance (19.8%), and Public Administration (8.5%). This diverse range of sectors suggests that graduates have multiple pathways to employment, enhancing their career prospects. The estimated break-even point for those pursuing a degree versus a high-school-only path is approximately 5.7 years, indicating a favorable return on investment for students in this field. Overall, the combination of strong earnings potential and diverse industry opportunities presents a compelling case for pursuing a degree in Finance and Financial Management Services at Northern Arizona University.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Finance and Financial Management Services degree at Northern Arizona University stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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