ROI Major

Business Administration and Management at North Central Texas College

TX · Associate's Degree · CIP 52.02

Apply Now Data: 2026 release

Executive Summary

Graduates with a Business Administration and Management degree from North Central Texas College earn a median salary of $50,901 within five years of graduation. Adjusted for the cost of living in TX, this represents a national purchasing power equivalent of $55,267. The degree typically pays for itself in 12 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where graduates from this school usually land.

Salary Ranges

Starting Range

$39,139

Typical Career

$50,901

Top Performers

$68,022

Estimated break-even: 12 years.

Debt-to-Income Check

$339

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $4,242. Most students can comfortably afford about a $339 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.3x more than the average US high school graduate and 0.7x more than the average college graduate.

Purchasing Power Context

A dollar in Texas buys what costs $0.92 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Educational Services, Retail Trade.

Where Associate's Graduates from This School Work

Health Care & Social Assistance 29.9%
Educational Services 13.4%
Retail Trade 7.9%

Institution-wide industry mix for graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$55,267

Nominal: $50,901 in Texas (COL 92.1% of national avg) · 8.6% higher purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

12 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $28,825 $39,655 $54,051
5 Years After Graduation $39,139 $50,901 $68,022
10 Years After Graduation $47,990 $58,363 $84,259

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $50,901 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in TX, which has a cost-of-living index of 92.1% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $50,901 × (1.0 ÷ 0.9210) = $55,267 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates from the Business Administration and Management program at North Central Texas College experience a steady increase in earnings over time. The median earnings one year after graduation stand at $39,655, which rise to $50,901 after five years and reach $58,363 a decade later. When adjusted for purchasing power, the five-year salary of $55,267.1 reflects a competitive position relative to national averages, particularly given Texas's cost of living index of 0.921, which is lower than the national average of 1.0.

The primary industries that graduates enter are predominantly in Health Care & Social Assistance, accounting for 63.9% of placements, followed by Educational Services at 13.4%. This concentration suggests a strong alignment between the program and sectors that are experiencing growth. With an estimated break-even point of approximately 12 years compared to a high school-only path, the return on investment for pursuing this degree appears favorable, particularly for those entering high-demand fields.

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Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.