ROI Major

Precision Metal Working at Montana Technological University

MT · Associate's Degree · CIP 48.05

Apply Now Data: 2026 release

Executive Summary

Graduates with a Precision Metal Working degree from Montana Technological University earn a median salary of $59,422 within five years of graduation. Adjusted for the cost of living in MT, this represents a national purchasing power equivalent of $57,082. The degree typically pays for itself in 8.8 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where graduates from this school usually land.

Salary Ranges

Starting Range

$46,845

Typical Career

$59,422

Top Performers

$79,032

Estimated break-even: 8.8 years.

Debt-to-Income Check

$396

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $4,952. Most students can comfortably afford about a $396 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.5x more than the average US high school graduate and 0.8x more than the average college graduate.

Purchasing Power Context

A dollar in Montana buys what costs $1.04 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Manufacturing, Professional, Scientific & Technical Services.

Where Associate's Graduates from This School Work

Health Care & Social Assistance 43.0%
Manufacturing 7.8%
Professional, Scientific & Technical Services 7.7%

Institution-wide industry mix for graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$57,082

Nominal: $59,422 in Montana (COL 104.1% of national avg) · 3.9% lower purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

8.8 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $34,107 $45,591 $65,307
5 Years After Graduation $46,845 $59,422 $79,032
10 Years After Graduation $44,060 $63,874 $82,142

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $59,422 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in MT, which has a cost-of-living index of 104.1% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $59,422 × (1.0 ÷ 1.0410) = $57,082 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

The earnings trajectory for graduates in Precision Metal Working at Montana Technological University shows a steady increase over time. Median earnings one year after graduation stand at $45,591, rising to $59,422 five years post-graduation and reaching $63,874 a decade later. When adjusted for purchasing power, the median five-year salary aligns closely with the national equivalent at $57,081.65, indicating that graduates maintain a competitive earning potential despite the cost of living in Montana being slightly higher than the national average.

Graduates primarily enter industries such as Health Care & Social Assistance (43.0%), Construction (34.4%), and Utilities (19.8%). The estimated break-even point compared to a high-school-only path is approximately 8.8 years, suggesting that while the initial investment in education may take time to recoup, the long-term financial benefits are significant. Overall, the return on investment for pursuing a degree in Precision Metal Working appears favorable, particularly given the diverse industry opportunities available to graduates.

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Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.