ROI Major

Mathematics at Montana State University Bozeman

MT · Bachelor's Degree · CIP 27.01

Apply Now Data: 2026 release

Executive Summary

Graduates with a Mathematics degree from Montana State University Bozeman earn a median salary of $54,563 within five years of graduation. Adjusted for the cost of living in MT, this represents a national purchasing power equivalent of $52,414. The degree typically pays for itself in 9.7 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$41,853

Typical Career

$54,563

Top Performers

$73,699

Estimated break-even: 9.7 years.

Debt-to-Income Check

$364

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $4,547. Most students can comfortably afford about a $364 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.4x more than the average US high school graduate and 0.7x more than the average college graduate.

Purchasing Power Context

A dollar in Montana buys what costs $1.04 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Professional, Scientific & Technical Services, Educational Services.

Where Bachelor's Graduates from This School Work

Health Care & Social Assistance 20.5%
Professional, Scientific & Technical Services 17.0%
Educational Services 14.0%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$52,414

Nominal: $54,563 in Montana (COL 104.1% of national avg) · 3.9% lower purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

9.7 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $29,433 $38,790 $48,222
5 Years After Graduation $41,853 $54,563 $73,699
10 Years After Graduation $54,656 $70,527 $106,500

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $54,563 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in MT, which has a cost-of-living index of 104.1% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $54,563 × (1.0 ÷ 1.0410) = $52,414 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates with a Mathematics degree from Montana State University Bozeman can expect a positive earnings trajectory, with median earnings of $38,790 one year after graduation, increasing to $54,563 after five years, and reaching $70,527 after ten years. When adjusted for purchasing power, the five-year salary aligns closely with the national equivalent at $52,414.02, indicating that while the cost of living in Montana is slightly higher than the national average, graduates still experience a solid return on their educational investment over time.

The top industries for Mathematics graduates include Health Care & Social Assistance (20.5%), Professional, Scientific & Technical Services (17.0%), and Educational Services (14.0%). Given the estimated break-even point of approximately 9.7 years compared to a high-school-only path, pursuing a Mathematics degree appears to offer a favorable return on investment. The diverse career opportunities in these sectors further enhance the degree's value, suggesting that graduates can expect both financial and professional growth in their chosen fields.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Mathematics degree at Montana State University Bozeman stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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