ROI Major

Liberal Arts and Sciences, General Studies and Humanities at Moberly Area Community College

MO · Associate's Degree · CIP 24.01

Apply Now Data: 2026 release

Executive Summary

Graduates with a Liberal Arts and Sciences, General Studies and Humanities degree from Moberly Area Community College earn a median salary of $39,371 within five years of graduation. Adjusted for the cost of living in MO, this represents a national purchasing power equivalent of $44,138. The degree typically pays for itself in 24.8 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where graduates from this school usually land.

Salary Ranges

Starting Range

$29,852

Typical Career

$39,371

Top Performers

$51,883

Estimated break-even: 24.8 years.

Debt-to-Income Check

$262

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $3,281. Most students can comfortably afford about a $262 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.0x more than the average US high school graduate and 0.5x more than the average college graduate.

Purchasing Power Context

A dollar in Missouri buys what costs $0.89 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Educational Services, Retail Trade.

Where Associate's Graduates from This School Work

Health Care & Social Assistance 23.3%
Educational Services 15.4%
Retail Trade 10.0%

Institution-wide industry mix for graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$44,138

Nominal: $39,371 in Missouri (COL 89.2% of national avg) · 12.1% higher purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

24.8 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $20,390 $27,333 $36,219
5 Years After Graduation $29,852 $39,371 $51,883
10 Years After Graduation $37,047 $48,951 $64,798

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $39,371 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in MO, which has a cost-of-living index of 89.2% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $39,371 × (1.0 ÷ 0.8920) = $44,138 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates from the Liberal Arts and Sciences, General Studies and Humanities program at Moberly Area Community College experience a steady earnings trajectory. One year post-graduation, the median earnings stand at $27,333, which increases to $39,371 after five years and reaches $48,951 after ten years. When considering purchasing power, the purchasing-power-adjusted five-year salary is approximately $44,137.89, reflecting the cost of living in Missouri, which has a COL index of 0.892 compared to the national average of 1.0.

The top industries for graduates predominantly include Health Care & Social Assistance, which accounts for 40.2% of employment, followed by another segment in the same field at 23.3%, and Public Administration at 15.9%. The estimated break-even point for those pursuing this educational path versus a high-school-only route is approximately 24.8 years. This suggests a long-term return on investment, but potential students should weigh the time commitment against their career aspirations and financial goals.

Compare with Another School

See how the Liberal Arts and Sciences, General Studies and Humanities degree at Moberly Area Community College stacks up against another institution side-by-side.

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Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.