ROI Major

Psychology, General at Missouri Western State University

MO · Bachelor's Degree · CIP 42.01

Data: 2026 release

Executive Summary

Graduates with a Psychology, General degree from Missouri Western State University earn a median salary of $43,791 within five years of graduation. Adjusted for the cost of living in MO, this represents a national purchasing power equivalent of $49,093. The degree typically pays for itself in 18 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$32,963

Typical Career

$43,791

Top Performers

$54,865

Estimated break-even: 18 years.

Debt-to-Income Check

$292

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $3,649. Most students can comfortably afford about a $292 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.1x more than the average US high school graduate and 0.6x more than the average college graduate.

Purchasing Power Context

A dollar in Missouri buys what costs $0.89 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Educational Services, Manufacturing.

Where Bachelor's Graduates from This School Work

Health Care & Social Assistance 25.3%
Educational Services 16.4%
Manufacturing 9.3%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$49,093

Nominal: $43,791 in Missouri (COL 89.2% of national avg) · 12.1% higher purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

18 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $25,086 $31,760 $39,827
5 Years After Graduation $32,963 $43,791 $54,865
10 Years After Graduation $40,680 $52,479 $64,768

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $43,791 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in MO, which has a cost-of-living index of 89.2% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $43,791 × (1.0 ÷ 0.8920) = $49,093 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates with a degree in Psychology, General from Missouri Western State University can expect a gradual increase in earnings over time. The median earnings one year after graduation stand at $31,760, rising to $43,791 five years later, and reaching $52,479 after ten years. When considering purchasing power, the adjusted median earnings five years post-graduation are approximately $49,093.05, reflecting the cost of living in Missouri, which has a lower cost of living index (0.892) compared to the national average (1.0).

The top industries for graduates include Health Care & Social Assistance (25.3%), Educational Services (16.4%), and Manufacturing (9.3%). While the estimated break-even point compared to a high-school-only path is approximately 18 years, the career prospects in these sectors indicate a reasonable return on investment over time. Overall, students should weigh the long-term financial benefits against the time required to achieve them when considering this degree.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Psychology, General degree at Missouri Western State University stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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