ROI Major

Liberal Arts and Sciences, General Studies and Humanities at Minnesota State Community and Technical College

MN · Associate's Degree · CIP 24.01

Apply Now Data: 2026 release

Executive Summary

Graduates with a Liberal Arts and Sciences, General Studies and Humanities degree from Minnesota State Community and Technical College earn a median salary of $49,281 within five years of graduation. Adjusted for the cost of living in MN, this represents a national purchasing power equivalent of $52,371. The degree typically pays for itself in 13 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where graduates from this school usually land.

Salary Ranges

Starting Range

$36,384

Typical Career

$49,281

Top Performers

$64,864

Estimated break-even: 13 years.

Debt-to-Income Check

$329

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $4,107. Most students can comfortably afford about a $329 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.3x more than the average US high school graduate and 0.6x more than the average college graduate.

Purchasing Power Context

A dollar in Minnesota buys what costs $0.94 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Retail Trade, Manufacturing.

Where Associate's Graduates from This School Work

Health Care & Social Assistance 47.4%
Retail Trade 6.4%
Manufacturing 6.2%

Institution-wide industry mix for graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$52,371

Nominal: $49,281 in Minnesota (COL 94.1% of national avg) · 6.3% higher purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

13 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $22,389 $30,736 $44,666
5 Years After Graduation $36,384 $49,281 $64,864
10 Years After Graduation $45,308 $60,134 $78,686

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $49,281 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in MN, which has a cost-of-living index of 94.1% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $49,281 × (1.0 ÷ 0.9410) = $52,371 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates from the Liberal Arts and Sciences, General Studies and Humanities program at Minnesota State Community and Technical College experience a steady earnings trajectory. One year after graduation, the median earnings stand at $30,736, which increases to $49,281 five years post-graduation and reaches $60,134 after ten years. When adjusted for purchasing power, the five-year salary equivalent nationally is approximately $52,370.88, indicating a favorable financial outlook relative to the cost of living in Minnesota, which has a cost-of-living index of 0.941 compared to the national average.

The majority of graduates enter the Health Care & Social Assistance sector, which accounts for a significant portion of employment opportunities, with 47.4%, 32.5%, and 31.7% of graduates finding roles in this industry. The estimated break-even point for those pursuing this degree versus a high-school-only path is approximately 13 years, suggesting that while the initial financial return may be modest, the long-term benefits and job stability in growing industries provide a reasonable return on investment for graduates.

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Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.