ROI Major

Business/Commerce, General at J Sargeant Reynolds Community College

VA · Associate's Degree · CIP 52.01

Apply Now Data: 2026 release

Executive Summary

Graduates with a Business/Commerce, General degree from J Sargeant Reynolds Community College earn a median salary of $52,031 within five years of graduation. Adjusted for the cost of living in VA, this represents a national purchasing power equivalent of $50,762. The degree typically pays for itself in 15.3 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where graduates from this school usually land.

Salary Ranges

Starting Range

$33,861

Typical Career

$52,031

Top Performers

$66,382

Estimated break-even: 15.3 years.

Debt-to-Income Check

$347

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $4,336. Most students can comfortably afford about a $347 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.3x more than the average US high school graduate and 0.7x more than the average college graduate.

Purchasing Power Context

A dollar in Virginia buys what costs $1.03 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Professional, Scientific & Technical Services, Retail Trade.

Where Associate's Graduates from This School Work

Health Care & Social Assistance 33.2%
Professional, Scientific & Technical Services 8.4%
Retail Trade 7.8%

Institution-wide industry mix for graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$50,762

Nominal: $52,031 in Virginia (COL 102.5% of national avg) · 2.4% lower purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

15.3 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $28,143 $40,342 $53,202
5 Years After Graduation $33,861 $52,031 $66,382
10 Years After Graduation $35,528 $49,855 $66,382

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $52,031 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in VA, which has a cost-of-living index of 102.5% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $52,031 × (1.0 ÷ 1.0250) = $50,762 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates from the Business/Commerce, General program at J Sargeant Reynolds Community College experience a notable earnings trajectory. One year after graduation, the median earnings stand at $40,342, which increases to $52,031 after five years. However, there is a slight decline to $49,855 in the ten-year mark. When adjusting for purchasing power, the five-year salary aligns closely with the national equivalent at $50,761.95, reflecting the cost of living in Virginia, which has a COL index of 1.025 compared to the national average.

The primary industries that graduates enter are predominantly in Health Care & Social Assistance, with percentages of 42.9%, 36.5%, and 33.2% across various roles. This concentration suggests a strong alignment between the program's training and the demands of these sectors. With an estimated break-even point of approximately 15.3 years compared to a high-school-only path, the overall return on investment for pursuing this degree appears favorable, particularly for those entering high-demand fields.

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Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.