ROI Major

Business/Commerce, General at Indiana University - South Bend

IN · Bachelor's Degree · CIP 52.01

Data: 2026 release

Executive Summary

Graduates with a Business/Commerce, General degree from Indiana University - South Bend earn a median salary of $61,816 within five years of graduation. Adjusted for the cost of living in IN, this represents a national purchasing power equivalent of $68,381. The degree typically pays for itself in 7.8 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$47,585

Typical Career

$61,816

Top Performers

$81,291

Estimated break-even: 7.8 years.

Debt-to-Income Check

$412

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $5,151. Most students can comfortably afford about a $412 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.6x more than the average US high school graduate and 0.8x more than the average college graduate.

Purchasing Power Context

A dollar in Indiana buys what costs $0.90 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Educational Services, Manufacturing.

Where Bachelor's Graduates from This School Work

Health Care & Social Assistance 26.8%
Educational Services 19.5%
Manufacturing 10.1%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$68,381

Nominal: $61,816 in Indiana (COL 90.4% of national avg) · 10.6% higher purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

7.8 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $33,981 $45,486 $57,734
5 Years After Graduation $47,585 $61,816 $81,291
10 Years After Graduation $55,193 $75,672 $104,958

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $61,816 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in IN, which has a cost-of-living index of 90.4% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $61,816 × (1.0 ÷ 0.9040) = $68,381 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates from the Business/Commerce program at Indiana University - South Bend experience a positive earnings trajectory over time. Median earnings one year after graduation stand at $45,486, increasing to $61,816 after five years and reaching $75,672 after ten years. When adjusted for purchasing power, the five-year salary equivalent nationally is approximately $68,380.53, indicating that graduates can expect their earnings to maintain a competitive edge relative to the national average, especially given the cost of living index in Indiana.

The top industries for graduates include Health Care & Social Assistance (26.8%), Educational Services (19.5%), and Manufacturing (10.1%), reflecting a diverse range of opportunities. The estimated break-even point compared to a high-school-only path is approximately 7.8 years, suggesting that the investment in a degree can yield significant returns over time. Overall, the program offers a solid return on investment, particularly for those entering high-demand sectors.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Business/Commerce, General degree at Indiana University - South Bend stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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