ROI Major

Liberal Arts and Sciences, General Studies and Humanities at Indiana University - Northwest

IN · Bachelor's Degree · CIP 24.01

Data: 2026 release

Executive Summary

Graduates with a Liberal Arts and Sciences, General Studies and Humanities degree from Indiana University - Northwest earn a median salary of $49,905 within five years of graduation. Adjusted for the cost of living in IN, this represents a national purchasing power equivalent of $55,205. The degree typically pays for itself in 12.2 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$36,766

Typical Career

$49,905

Top Performers

$69,489

Estimated break-even: 12.2 years.

Debt-to-Income Check

$333

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $4,159. Most students can comfortably afford about a $333 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.3x more than the average US high school graduate and 0.6x more than the average college graduate.

Purchasing Power Context

A dollar in Indiana buys what costs $0.90 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Educational Services, Public Administration.

Where Bachelor's Graduates from This School Work

Health Care & Social Assistance 33.3%
Educational Services 14.9%
Public Administration 8.1%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$55,205

Nominal: $49,905 in Indiana (COL 90.4% of national avg) · 10.6% higher purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

12.2 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $27,814 $38,801 $53,296
5 Years After Graduation $36,766 $49,905 $69,489
10 Years After Graduation $40,342 $59,105 $84,323

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $49,905 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in IN, which has a cost-of-living index of 90.4% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $49,905 × (1.0 ÷ 0.9040) = $55,205 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates of the Liberal Arts and Sciences, General Studies and Humanities program at Indiana University - Northwest can expect a steady earnings trajectory. The median earnings one year after graduation stand at $38,801, increasing to $49,905 after five years and reaching $59,105 after ten years. When adjusted for purchasing power, the five-year salary equates to approximately $55,204.65 nationally, indicating that while initial earnings may be modest, there is potential for significant growth over time.

The top industries for graduates include Health Care & Social Assistance (33.3%), Educational Services (14.9%), and Public Administration (8.1%), suggesting a strong alignment with sectors that value liberal arts skills. The estimated break-even point compared to a high-school-only path is approximately 12.2 years, which indicates a moderate return on investment. Overall, while the financial rewards may take time to materialize, the diverse career opportunities and gradual earnings increase present a reasonable outlook for graduates in this field.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Liberal Arts and Sciences, General Studies and Humanities degree at Indiana University - Northwest stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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