Physics at Indiana University - Bloomington
IN · Bachelor's Degree · CIP 40.08
Executive Summary
Graduates with a Physics degree from Indiana University - Bloomington earn a median salary of $63,610 within five years of graduation. Adjusted for the cost of living in IN, this represents a national purchasing power equivalent of $70,365. The degree typically pays for itself in 7.6 years.
Quick Insights
How this degree looks at a glance
A fast read on salary range, break-even speed, living-cost impact, and where graduates from this school usually land.
Salary Ranges
Starting Range
$42,100
Typical Career
$63,610
Top Performers
$90,406
Estimated break-even: 7.6 years.
Debt-to-Income Check
$424
Estimated comfortable monthly loan payment
Typical monthly pay is approximately $5,301. Most students can comfortably afford about a $424 monthly loan payment with this degree.
Comparison Bench
This degree earns 1.6x more than the average US high school graduate and 0.8x more than the average college graduate.
Purchasing Power Context
A dollar in Indiana buys what costs $0.90 nationally.
Industry Breadcrumbs
Top industries for bachelor's graduates from this school: Professional, Scientific & Technical Services, Educational Services, Health Care & Social Assistance.
Where Bachelor's Graduates from This School Work
Institution-wide industry mix for graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.
5-Year Median Salary — National Purchasing Power Equivalent
$70,365
Nominal: $63,610 in Indiana (COL 90.4% of national avg) · 10.6% higher purchasing power
10-Year Earnings Curve
Break-Even Timeline
How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).
Total Investment
$155,168
4yr tuition + 4yr opportunity cost
HS Graduate Baseline
$38,792/yr
BLS 2023 median, HS diploma
View Raw Data: Median Earnings by Year
| Timeframe | 25th Pct. | Median (50th) | 75th Pct. |
|---|---|---|---|
| 1 Year After Graduation | $26,411 | $38,548 | $51,487 |
| 5 Years After Graduation | $42,100 | $63,610 | $90,406 |
| 10 Years After Graduation | $60,793 | $93,789 | $145,871 |
Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).
How We Calculate Purchasing Power
The median salary of $63,610 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in IN, which has a cost-of-living index of 90.4% of the national average.
Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $63,610 × (1.0 ÷ 0.9040)
= $70,365 National Average equivalent.
COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →
Career Verdict
The top industries for Physics graduates include Professional, Scientific & Technical Services (18.2%), Educational Services (14.9%), and Health Care & Social Assistance (13.3%). With an estimated break-even point of approximately 7.6 years compared to a high-school-only path, pursuing a Physics degree at this institution can offer a favorable return on investment. The combination of a solid earnings trajectory and diverse career opportunities suggests that a degree in Physics can be a worthwhile endeavor for students considering their future career paths.
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Other Degrees at Indiana University - Bloomington
Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.