ROI Major

Funeral Service and Mortuary Science at Hudson Valley Community College

NY · Associate's Degree · CIP 12.03

Apply Now Data: 2026 release

Executive Summary

Graduates with a Funeral Service and Mortuary Science degree from Hudson Valley Community College earn a median salary of $54,993 within five years of graduation. Adjusted for the cost of living in NY, this represents a national purchasing power equivalent of $41,661. The degree typically pays for itself in 11.6 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where graduates from this school usually land.

Salary Ranges

Starting Range

$35,686

Typical Career

$54,993

Top Performers

$74,433

Estimated break-even: 11.6 years.

Debt-to-Income Check

$367

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $4,583. Most students can comfortably afford about a $367 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.4x more than the average US high school graduate and 0.7x more than the average college graduate.

Purchasing Power Context

A dollar in New York buys what costs $1.32 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Public Administration, Professional, Scientific & Technical Services.

Where Associate's Graduates from This School Work

Health Care & Social Assistance 22.9%
Public Administration 11.2%
Professional, Scientific & Technical Services 8.7%

Institution-wide industry mix for graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$41,661

Nominal: $54,993 in New York (COL 132.0% of national avg) · 24.2% lower purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

11.6 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $30,222 $39,376 $54,522
5 Years After Graduation $35,686 $54,993 $74,433
10 Years After Graduation $37,821 $56,473 $76,823

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $54,993 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in NY, which has a cost-of-living index of 132.0% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $54,993 × (1.0 ÷ 1.3200) = $41,661 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates of the Funeral Service and Mortuary Science program at Hudson Valley Community College can expect a positive earnings trajectory. The median earnings one year after graduation stand at $39,376, increasing to $54,993 five years post-graduation, and reaching $56,473 after ten years. However, when considering the cost of living in New York, which has a COL index of 1.32, the purchasing-power-adjusted salary for five years after graduation is approximately $41,661.36, indicating that while earnings grow, the cost of living may impact overall financial well-being.

The top industries for graduates predominantly include Health Care & Social Assistance, accounting for 37.8% of employment, followed by additional roles in the same sector at 22.9%, and Public Administration at 19.6%. With an estimated break-even point of approximately 11.6 years compared to a high-school-only path, the return on investment for pursuing this degree appears reasonable, especially given the stability and growth potential within these sectors. Overall, students should weigh these factors carefully when considering their career path in this field.

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Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.