ROI Major

Business/Commerce, General at Horry - Georgetown Technical College

SC · Associate's Degree · CIP 52.01

Apply Now Data: 2026 release

Executive Summary

Graduates with a Business/Commerce, General degree from Horry - Georgetown Technical College earn a median salary of $38,967 within five years of graduation. Adjusted for the cost of living in SC, this represents a national purchasing power equivalent of $40,932. The degree typically pays for itself in 34 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where graduates from this school usually land.

Salary Ranges

Starting Range

$28,931

Typical Career

$38,967

Top Performers

$50,138

Estimated break-even: 34 years.

Debt-to-Income Check

$260

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $3,247. Most students can comfortably afford about a $260 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.0x more than the average US high school graduate and 0.5x more than the average college graduate.

Purchasing Power Context

A dollar in South Carolina buys what costs $0.95 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Public Administration, Accommodation & Food Services.

Where Associate's Graduates from This School Work

Health Care & Social Assistance 38.7%
Public Administration 8.5%
Accommodation & Food Services 8.3%

Institution-wide industry mix for graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$40,932

Nominal: $38,967 in South Carolina (COL 95.2% of national avg) · 5% higher purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

34 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $25,384 $33,171 $43,212
5 Years After Graduation $28,931 $38,967 $50,138
10 Years After Graduation $33,519 $45,030 $60,895

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $38,967 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in SC, which has a cost-of-living index of 95.2% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $38,967 × (1.0 ÷ 0.9520) = $40,932 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates of the Business/Commerce, General program at Horry - Georgetown Technical College experience a gradual increase in median earnings over time. One year after graduation, the median earnings stand at $28,769.00, which rises to $36,956.00 five years later, and reaches $38,438.00 after ten years. When adjusted for purchasing power, the five-year salary equivalent nationally is $38,819.33, indicating that while the earnings trajectory is positive, the purchasing power remains slightly below the national average due to the cost of living index in South Carolina being 0.952 compared to the national average of 1.0.

The primary industries that graduates enter are predominantly in Health Care & Social Assistance, with 60.3% of graduates entering this field. This trend suggests a strong alignment between the program and the job market's needs. However, the estimated break-even point for those pursuing this degree versus a high school-only path exceeds ten years, indicating that while there are opportunities for growth, the return on investment may take considerable time to materialize. Overall, prospective students should weigh the long-term financial implications against the immediate job market opportunities in their chosen field.

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See how the Business/Commerce, General degree at Horry - Georgetown Technical College stacks up against another institution side-by-side.

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Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.