ROI Major

Physical Sciences, General at Herkimer County Community College - SUNY Office of Community Colleges

NY · Associate's Degree · CIP 40.01

Apply Now Data: 2026 release

Executive Summary

Graduates with a Physical Sciences, General degree from Herkimer County Community College - SUNY Office of Community Colleges earn a median salary of $51,223 within five years of graduation. Adjusted for the cost of living in NY, this represents a national purchasing power equivalent of $38,805. The degree typically pays for itself in 13.9 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where graduates from this school usually land.

Salary Ranges

Starting Range

$37,105

Typical Career

$51,223

Top Performers

$68,310

Estimated break-even: 13.9 years.

Debt-to-Income Check

$341

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $4,269. Most students can comfortably afford about a $341 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.3x more than the average US high school graduate and 0.7x more than the average college graduate.

Purchasing Power Context

A dollar in New York buys what costs $1.32 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Retail Trade, Educational Services.

Where Associate's Graduates from This School Work

Health Care & Social Assistance 23.8%
Retail Trade 12.0%
Educational Services 8.7%

Institution-wide industry mix for graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$38,805

Nominal: $51,223 in New York (COL 132.0% of national avg) · 24.2% lower purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

13.9 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $18,346 $24,148 $32,883
5 Years After Graduation $37,105 $51,223 $68,310
10 Years After Graduation $38,661 $58,363 $76,530

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $51,223 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in NY, which has a cost-of-living index of 132.0% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $51,223 × (1.0 ÷ 1.3200) = $38,805 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates from the Physical Sciences, General program at Herkimer County Community College experience a notable earnings trajectory. One year after graduation, the median earnings stand at $24,148, which increases to $51,223 after five years and reaches $58,363 after ten years. However, considering the cost of living in New York, where the cost of living index is 1.32 compared to the national average of 1.0, the purchasing-power-adjusted five-year salary is approximately $38,805.3, indicating that while earnings grow, the relative purchasing power may be impacted by higher living costs.

The primary industries that graduates enter include Health Care & Social Assistance, which accounts for 31.7% and 23.8% of placements, followed by Educational Services at 15.8%. The estimated break-even point for pursuing this degree versus a high-school-only path is approximately 13.9 years, suggesting that while there is a potential for higher earnings over time, the return on investment may take a significant duration to realize. Students should weigh these factors carefully when considering their career paths.

Compare with Another School

See how the Physical Sciences, General degree at Herkimer County Community College - SUNY Office of Community Colleges stacks up against another institution side-by-side.

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Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.