Business/Commerce, General at Germanna Community College
VA · Associate's Degree · CIP 52.01
Executive Summary
Graduates with a Business/Commerce, General degree from Germanna Community College earn a median salary of $48,487 within five years of graduation. Adjusted for the cost of living in VA, this represents a national purchasing power equivalent of $47,304. The degree typically pays for itself in 13 years.
Quick Insights
How this degree looks at a glance
A fast read on salary range, break-even speed, living-cost impact, and where graduates from this school usually land.
Salary Ranges
Starting Range
$35,643
Typical Career
$48,487
Top Performers
$68,679
Estimated break-even: 13 years.
Debt-to-Income Check
$323
Estimated comfortable monthly loan payment
Typical monthly pay is approximately $4,041. Most students can comfortably afford about a $323 monthly loan payment with this degree.
Comparison Bench
This degree earns 1.2x more than the average US high school graduate and 0.6x more than the average college graduate.
Purchasing Power Context
A dollar in Virginia buys what costs $1.03 nationally.
Industry Breadcrumbs
Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Professional, Scientific & Technical Services, Retail Trade.
Where Associate's Graduates from This School Work
Institution-wide industry mix for graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.
5-Year Median Salary — National Purchasing Power Equivalent
$47,304
Nominal: $48,487 in Virginia (COL 102.5% of national avg) · 2.4% lower purchasing power
10-Year Earnings Curve
Break-Even Timeline
How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).
Total Investment
$155,168
4yr tuition + 4yr opportunity cost
HS Graduate Baseline
$38,792/yr
BLS 2023 median, HS diploma
View Raw Data: Median Earnings by Year
| Timeframe | 25th Pct. | Median (50th) | 75th Pct. |
|---|---|---|---|
| 1 Year After Graduation | $35,414 | $49,328 | $67,118 |
| 5 Years After Graduation | $35,643 | $48,487 | $68,679 |
| 10 Years After Graduation | $38,107 | $52,989 | $80,022 |
Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).
How We Calculate Purchasing Power
The median salary of $48,487 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in VA, which has a cost-of-living index of 102.5% of the national average.
Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $48,487 × (1.0 ÷ 1.0250)
= $47,304 National Average equivalent.
COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →
Career Verdict
Graduates predominantly enter the Health Care & Social Assistance sectors, with 51.1%, 27.4%, and 21.6% of graduates finding employment in this field. The estimated break-even point for those pursuing this path versus a high school-only route is approximately 13 years, suggesting a long-term return on investment for graduates. Overall, while initial earnings may not show significant growth in the early years, the potential for increased earnings over a decade and the strong industry demand present a compelling case for pursuing this degree.
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Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.