ROI Major

Psychology, General at Fitchburg State University

MA · Bachelor's Degree · CIP 42.01

Apply Now Data: 2026 release

Executive Summary

Graduates with a Psychology, General degree from Fitchburg State University earn a median salary of $51,287 within five years of graduation. Adjusted for the cost of living in MA, this represents a national purchasing power equivalent of $34,607. The degree typically pays for itself in 10.7 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$38,457

Typical Career

$51,287

Top Performers

$63,853

Estimated break-even: 10.7 years.

Debt-to-Income Check

$342

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $4,274. Most students can comfortably afford about a $342 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.3x more than the average US high school graduate and 0.7x more than the average college graduate.

Purchasing Power Context

A dollar in Massachusetts buys what costs $1.48 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Educational Services, Professional, Scientific & Technical Services.

Where Bachelor's Graduates from This School Work

Health Care & Social Assistance 24.8%
Educational Services 17.4%
Professional, Scientific & Technical Services 8.9%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$34,607

Nominal: $51,287 in Massachusetts (COL 148.2% of national avg) · 32.5% lower purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

10.7 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $28,907 $37,479 $44,753
5 Years After Graduation $38,457 $51,287 $63,853
10 Years After Graduation $46,207 $66,779 $88,346

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $51,287 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in MA, which has a cost-of-living index of 148.2% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $51,287 × (1.0 ÷ 1.4820) = $34,607 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

The earnings trajectory for graduates in Psychology, General from Fitchburg State University shows a steady increase over time. One year after graduation, the median earnings are $37,479, which rise to $51,287 after five years and reach $66,779 after ten years. However, when adjusting for purchasing power, the five-year salary equates to approximately $34,606.61 nationally, reflecting the higher cost of living in Massachusetts, where the cost-of-living index is 1.482 compared to the national average of 1.0. This suggests that while graduates may see growth in nominal earnings, their purchasing power may be more limited.

Graduates often find employment in sectors such as Health Care & Social Assistance (24.8%), Educational Services (17.4%), and Professional, Scientific & Technical Services (8.9%). The estimated break-even point for graduates compared to those with only a high school diploma is approximately 10.7 years, indicating a significant time investment before realizing a financial advantage. Overall, while the degree offers a pathway into various industries, the return on investment may require careful consideration of both the time and financial commitment involved.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Psychology, General degree at Fitchburg State University stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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