ROI Major

Finance and Financial Management Services at Dakota State University

SD · Bachelor's Degree · CIP 52.08

Data: 2026 release

Executive Summary

Graduates with a Finance and Financial Management Services degree from Dakota State University earn a median salary of $56,249 within five years of graduation. Adjusted for the cost of living in SD, this represents a national purchasing power equivalent of $59,967. The degree typically pays for itself in 9.1 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$45,989

Typical Career

$56,249

Top Performers

$75,158

Estimated break-even: 9.1 years.

Debt-to-Income Check

$375

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $4,687. Most students can comfortably afford about a $375 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.5x more than the average US high school graduate and 0.7x more than the average college graduate.

Purchasing Power Context

A dollar in South Dakota buys what costs $0.94 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Educational Services, Finance & Insurance, Health Care & Social Assistance.

Where Bachelor's Graduates from This School Work

Educational Services 21.9%
Finance & Insurance 14.6%
Health Care & Social Assistance 12.0%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$59,967

Nominal: $56,249 in South Dakota (COL 93.8% of national avg) · 6.6% higher purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

9.1 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $37,264 $46,908 $59,105
5 Years After Graduation $45,989 $56,249 $75,158
10 Years After Graduation $55,464 $65,986 $93,703

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $56,249 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in SD, which has a cost-of-living index of 93.8% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $56,249 × (1.0 ÷ 0.9380) = $59,967 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates in Finance and Financial Management Services from Dakota State University experience a positive earnings trajectory over time. One year after graduation, the median earnings stand at $46,908, increasing to $56,249 after five years and reaching $65,986 after a decade. When adjusted for purchasing power, the five-year salary aligns closely with the national equivalent at approximately $59,966.95, reflecting the relatively lower cost of living in South Dakota (COL index of 0.938) compared to the national average.

The top industries for graduates include Educational Services (21.9%), Finance & Insurance (14.6%), and Health Care & Social Assistance (12.0%), indicating a diverse range of career opportunities. The estimated break-even point for graduates compared to those with only a high school diploma is approximately 9.1 years, suggesting a favorable return on investment for pursuing this degree. Overall, the financial outlook for graduates appears promising, with solid earning potential and diverse employment options in key sectors.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Finance and Financial Management Services degree at Dakota State University stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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