ROI Major

Philosophy at CUNY Bernard M. Baruch College

NY · Bachelor's Degree · CIP 38.01

Data: 2026 release

Executive Summary

Graduates with a Philosophy degree from CUNY Bernard M. Baruch College earn a median salary of $65,498 within five years of graduation. Adjusted for the cost of living in NY, this represents a national purchasing power equivalent of $49,620. The degree typically pays for itself in 7.5 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$48,030

Typical Career

$65,498

Top Performers

$100,153

Estimated break-even: 7.5 years.

Debt-to-Income Check

$437

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $5,458. Most students can comfortably afford about a $437 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.7x more than the average US high school graduate and 0.8x more than the average college graduate.

Purchasing Power Context

A dollar in New York buys what costs $1.32 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Finance & Insurance, Professional, Scientific & Technical Services, Health Care & Social Assistance.

Where Bachelor's Graduates from This School Work

Finance & Insurance 23.9%
Professional, Scientific & Technical Services 21.6%
Health Care & Social Assistance 7.8%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$49,620

Nominal: $65,498 in New York (COL 132.0% of national avg) · 24.2% lower purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

7.5 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $25,637 $44,398 $67,570
5 Years After Graduation $48,030 $65,498 $100,153
10 Years After Graduation $53,107 $72,585 $112,807

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $65,498 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in NY, which has a cost-of-living index of 132.0% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $65,498 × (1.0 ÷ 1.3200) = $49,620 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

The earnings trajectory for Philosophy graduates from CUNY Bernard M. Baruch College shows a steady increase over time. Graduates earn a median of $44,398 one year after graduation, which rises to $65,498 after five years, and reaches $72,585 after ten years. However, considering the cost of living in New York, where the cost of living index is 1.32 compared to the national average of 1.0, the purchasing-power-adjusted five-year salary is approximately $49,619.7, indicating that while earnings grow, they may not fully offset the higher living expenses in the state.

Graduates primarily enter industries such as Finance & Insurance (23.9%), Professional, Scientific & Technical Services (21.6%), and Health Care & Social Assistance (7.8%). The estimated break-even point for those pursuing a Philosophy degree versus a high-school-only path is approximately 7.5 years, suggesting that while the degree can lead to higher earnings over time, it may take several years to realize a return on investment. Overall, students should weigh the potential for long-term earnings against the immediate costs of education and living in New York.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Philosophy degree at CUNY Bernard M. Baruch College stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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