ROI Major

Fine and Studio Arts at Concordia College - Moorhead

MN · Bachelor's Degree · CIP 50.07

Data: 2026 release

Executive Summary

Graduates with a Fine and Studio Arts degree from Concordia College - Moorhead earn a median salary of $45,751 within five years of graduation. Adjusted for the cost of living in MN, this represents a national purchasing power equivalent of $48,620. The degree typically pays for itself in 12.6 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$34,494

Typical Career

$45,751

Top Performers

$54,051

Estimated break-even: 12.6 years.

Debt-to-Income Check

$305

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $3,813. Most students can comfortably afford about a $305 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.2x more than the average US high school graduate and 0.6x more than the average college graduate.

Purchasing Power Context

A dollar in Minnesota buys what costs $0.94 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Educational Services, Professional, Scientific & Technical Services.

Where Bachelor's Graduates from This School Work

Health Care & Social Assistance 23.8%
Educational Services 22.0%
Professional, Scientific & Technical Services 9.8%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$48,620

Nominal: $45,751 in Minnesota (COL 94.1% of national avg) · 6.3% higher purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

12.6 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $24,072 $33,314 $40,388
5 Years After Graduation $34,494 $45,751 $54,051
10 Years After Graduation $43,722 $63,451 $82,803

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $45,751 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in MN, which has a cost-of-living index of 94.1% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $45,751 × (1.0 ÷ 0.9410) = $48,620 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates from the Fine and Studio Arts program at Concordia College - Moorhead experience a positive earnings trajectory, with median earnings of $33,314 one year after graduation, increasing to $45,751 after five years, and reaching $63,451 after ten years. When adjusted for purchasing power, the median earnings five years post-graduation equate to approximately $48,619.55 nationally, reflecting a competitive position relative to similar graduates across the country, despite Minnesota's cost of living index being slightly lower than the national average.

The top industries for graduates include Health Care & Social Assistance (23.8%), Educational Services (22.0%), and Professional, Scientific & Technical Services (9.8%), indicating diverse career opportunities. The estimated break-even point for graduates compared to those who only complete high school is approximately 12.6 years, suggesting a moderate return on investment for pursuing a degree in Fine and Studio Arts. Overall, while the financial benefits may take time to materialize, the program offers pathways into various sectors that can lead to fulfilling careers.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Fine and Studio Arts degree at Concordia College - Moorhead stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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